/* ============================================================
   UTILITIES
   ============================================================ */
.phone-flip {
  display: inline-block;
  line-height: 1;
}

/* ============================================================
   BRAND VARIABLES
   ============================================================ */
:root {
  --purple:      #6841EA;
  --purple-dark: #5230C8;
  --purple-mid:  #8F6EF0;
  --purple-soft: #EDE8FC;
  --black:       #121317;
  --black-2:     #1C1D23;
  --black-3:     #24252D;
  --gray:        #A6A6A6;
  --gray-light:  #F4F4F6;
  --gray-2:      #E8E8EC;
  --white:       #FFFFFF;
  --text:        #121317;
  --text-2:      #3D3D4E;
  --text-muted:  #6B7280;

  --font-h: 'Montserrat', sans-serif;
  --font-b: 'Inter', sans-serif;

  --r-sm: 10px;
  --r-md: 16px;
  --r-lg: 24px;
  --r-xl: 36px;

  --shadow-sm: 0 2px 12px rgba(18,19,23,.06);
  --shadow-md: 0 8px 32px rgba(18,19,23,.08);
  --shadow-lg: 0 16px 48px rgba(104,65,234,.14);
}

/* ============================================================
   BASE
   ============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: var(--font-b); color: var(--text); background: var(--white); overflow-x: hidden; -webkit-font-smoothing: antialiased; }
h1,h2,h3,h4,h5,h6 { font-family: var(--font-h); }
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
.text-purple { color: var(--purple) !important; }
::selection { background: var(--purple); color: #fff; }

/* ============================================================
   NAVBAR
   ============================================================ */
#mainNav {
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(104,65,234,.08);
  padding: 12px 0;
  z-index: 1000;
  transition: box-shadow .3s;
}
#mainNav.scrolled { box-shadow: 0 4px 24px rgba(18,19,23,.08); }

.brand-logo { display: flex; align-items: center; gap: 10px; }
.brand-logo-icon {
  width: 40px; height: 40px;
  background: var(--purple);
  color: #fff;
  border-radius: var(--r-sm);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-h); font-weight: 900; font-size: 14px;
  flex-shrink: 0;
}
.brand-logo-text { display: flex; flex-direction: column; line-height: 1.15; }
.brand-name { font-family: var(--font-h); font-weight: 800; font-size: 12px; color: var(--black); letter-spacing: .5px; }
.brand-tagline { font-size: 10px; color: var(--gray); }

.nav-link {
  font-family: var(--font-h) !important; font-weight: 600 !important;
  font-size: 13px !important; color: var(--text-2) !important;
  padding: 7px 12px !important; border-radius: var(--r-sm);
  transition: color .18s, background .18s;
}
.nav-link:hover { color: var(--purple) !important; background: var(--purple-soft); }
.dropdown-menu { border: none; border-radius: var(--r-md); box-shadow: var(--shadow-md); padding: 8px; }
.dropdown-item { font-family: var(--font-h); font-weight: 500; font-size: 13px; border-radius: var(--r-sm); padding: 8px 14px; transition: background .15s; }
.dropdown-item:hover { background: var(--purple-soft); color: var(--purple); }

.btn-outline-nav {
  border: 1.5px solid var(--purple); color: var(--purple);
  font-family: var(--font-h); font-weight: 700; font-size: 13px;
  border-radius: var(--r-sm); padding: 8px 16px; background: transparent;
  transition: all .2s;
}
.btn-outline-nav:hover { background: var(--purple); color: #fff; }

.btn-nav-cta {
  background: var(--purple); border: none; color: #fff;
  font-family: var(--font-h); font-weight: 700; font-size: 13px;
  border-radius: var(--r-sm); padding: 8px 18px;
  transition: background .2s, transform .15s;
}
.btn-nav-cta:hover { background: var(--purple-dark); transform: translateY(-1px); color: #fff; }

/* ============================================================
   HERO
   ============================================================ */
.hero-section {
  background: var(--black);
  display: flex; align-items: flex-start;
  position: relative; overflow: hidden;
  padding: 72px 0 80px;
}
.hero-grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.03) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(ellipse 70% 70% at 50% 50%, #000 30%, transparent 80%);
  pointer-events: none;
}
.hero-glow-1 {
  position: absolute; width: 700px; height: 700px; border-radius: 50%;
  background: radial-gradient(circle, rgba(104,65,234,.32) 0%, transparent 65%);
  top: -150px; right: -100px; pointer-events: none;
  filter: blur(20px);
}
.hero-glow-2 {
  position: absolute; width: 500px; height: 500px; border-radius: 50%;
  background: radial-gradient(circle, rgba(104,65,234,.16) 0%, transparent 65%);
  bottom: -150px; left: -80px; pointer-events: none;
  filter: blur(20px);
}
.hero-row { align-items: center; }

/* Left */
.hero-chip {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(104,65,234,.15); border: 1px solid rgba(104,65,234,.3);
  color: var(--purple-mid); border-radius: 50px;
  padding: 6px 16px; font-size: 12px; font-weight: 600;
  letter-spacing: .3px; margin-bottom: 28px;
}
.hero-chip-dot {
  width: 7px; height: 7px; border-radius: 50%; background: var(--purple);
  animation: pulse 2s infinite;
  box-shadow: 0 0 0 0 rgba(104,65,234,.6);
}
@keyframes pulse {
  0%   { opacity: 1; transform: scale(1);   box-shadow: 0 0 0 0   rgba(104,65,234,.6); }
  70%  { opacity: .6; transform: scale(1.3); box-shadow: 0 0 0 10px rgba(104,65,234,0); }
  100% { opacity: 1; transform: scale(1);   box-shadow: 0 0 0 0   rgba(104,65,234,0); }
}

.hero-title {
  font-size: clamp(2.4rem, 5.5vw, 4.4rem);
  font-weight: 900; line-height: 1.04;
  letter-spacing: -1.5px; color: var(--white);
  text-transform: uppercase;
}
.hero-title em {
  color: var(--purple); font-style: normal;
  background: linear-gradient(135deg, #6841EA 0%, #8F6EF0 100%);
  -webkit-background-clip: text; background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-desc {
  color: rgba(255,255,255,.6); font-size: 1rem; line-height: 1.65;
  margin-top: 22px; max-width: 440px;
}

.hero-btns { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 36px; }

.btn-hero-primary {
  display: inline-flex; align-items: center;
  background: var(--purple); color: #fff;
  font-family: var(--font-h); font-weight: 700; font-size: 15px;
  border: none; border-radius: var(--r-md); padding: 14px 28px;
  transition: background .2s, transform .15s, box-shadow .2s;
}
.btn-hero-primary:hover { background: var(--purple-dark); transform: translateY(-2px); box-shadow: 0 12px 28px rgba(104,65,234,.4); color: #fff; }

.btn-hero-ghost {
  display: inline-flex; align-items: center;
  background: transparent; color: rgba(255,255,255,.85);
  font-family: var(--font-h); font-weight: 700; font-size: 15px;
  border: 1.5px solid rgba(255,255,255,.2); border-radius: var(--r-md); padding: 14px 28px;
  transition: border-color .2s, background .2s, color .2s;
}
.btn-hero-ghost:hover { border-color: var(--purple); background: rgba(104,65,234,.12); color: #fff; }

/* Trust strip */
.hero-trust {
  margin-top: 32px;
  display: flex; align-items: center; gap: 16px; flex-wrap: wrap;
}
.hero-trust-label {
  font-family: var(--font-h); font-weight: 700; font-size: 10px;
  text-transform: uppercase; letter-spacing: 1.5px; color: var(--gray);
  flex-shrink: 0;
}
.hero-trust-logos { display: flex; flex-wrap: wrap; gap: 18px; align-items: center; }
.hero-trust-logo {
  height: 22px; width: auto;
  filter: brightness(0) invert(1);
  opacity: .42;
  transition: opacity .22s;
  display: block;
}
.hero-trust-logo:hover { opacity: .75; }

/* Right visual */
.hero-visual { position: relative; max-width: 460px; margin: 0 auto; }
.hero-img-wrap {
  border-radius: var(--r-xl); overflow: hidden;
  background: linear-gradient(135deg, rgba(104,65,234,.25), rgba(104,65,234,.06));
  border: 1px solid rgba(104,65,234,.25); aspect-ratio: 4/4.6;
}
.hero-img { width: 100%; height: 100%; object-fit: cover; object-position: center top; }

/* Floating badges */
.hb {
  position: absolute; background: rgba(255,255,255,.96); backdrop-filter: blur(8px);
  border-radius: var(--r-md); padding: 10px 16px;
  font-family: var(--font-h); font-weight: 700; font-size: 12px; color: var(--black);
  display: flex; align-items: center; gap: 8px; white-space: nowrap;
  box-shadow: 0 8px 24px rgba(0,0,0,.18);
  animation: floatY 3.5s ease-in-out infinite;
}
.hb i { color: var(--purple); font-size: 13px; }
.hb--1 { top: 10%; left: -10%; animation-delay: 0s; }
.hb--2 { top: 6%;  right: -8%; animation-delay: .8s; }
.hb--3 { bottom: 28%; right: -12%; animation-delay: 1.6s; }
.hb--4 { bottom: 10%; left: -4%; animation-delay: 2.4s; }
@keyframes floatY { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-8px)} }

/* Scroll indicator */
.hero-scroll {
  position: absolute; bottom: 28px; left: 50%;
  transform: translateX(-50%);
  width: 38px; height: 38px; border-radius: 50%;
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.15);
  color: rgba(255,255,255,.7);
  display: flex; align-items: center; justify-content: center;
  animation: bounce 2s infinite;
  transition: color .2s, background .2s;
}
.hero-scroll:hover { background: var(--purple); color: #fff; border-color: var(--purple); }
@keyframes bounce { 0%,100%{transform: translate(-50%, 0)} 50%{transform: translate(-50%, 6px)} }

/* ============================================================
   TICKER
   ============================================================ */
.ticker-wrap { background: var(--purple); padding: 13px 0; overflow: hidden; }
.ticker-track {
  display: flex; white-space: nowrap; width: max-content;
  animation: tickerAnim 32s linear infinite;
  font-family: var(--font-h); font-weight: 600; font-size: 12.5px;
  color: rgba(255,255,255,.92); letter-spacing: .4px;
  align-items: center; gap: 0;
}
.ticker-track span { padding: 0 22px; }
.ticker-dot {
  display: inline-block; width: 5px; height: 5px; border-radius: 50%;
  background: rgba(255,255,255,.45); flex-shrink: 0; padding: 0 !important;
}
@keyframes tickerAnim { from{transform:translateX(0)} to{transform:translateX(-50%)} }

/* ============================================================
   STATS
   ============================================================ */
.stats-section {
  background: var(--black); padding: 56px 0;
  border-bottom: 1px solid rgba(255,255,255,.06);
}
.stats-grid {
  display: flex; align-items: center; justify-content: center;
  flex-wrap: wrap; gap: 0;
}
.stat-item { text-align: center; padding: 12px 40px; flex: 0 1 auto; }
.stat-num {
  display: block; font-family: var(--font-h); font-weight: 900;
  font-size: clamp(2rem, 3.5vw, 3rem); color: var(--white); line-height: 1;
  background: linear-gradient(180deg, #fff 0%, rgba(255,255,255,.7) 100%);
  -webkit-background-clip: text; background-clip: text;
  -webkit-text-fill-color: transparent;
}
.stat-label { display: block; font-size: .78rem; color: var(--gray); margin-top: 8px; letter-spacing: .2px; }
.stat-divider { width: 1px; height: 52px; background: rgba(255,255,255,.1); flex-shrink: 0; }

/* ============================================================
   SECTION COMMONS
   ============================================================ */
.stag {
  display: inline-block; background: var(--purple-soft); color: var(--purple);
  font-family: var(--font-h); font-weight: 700; font-size: 11px;
  letter-spacing: 1.5px; text-transform: uppercase; padding: 5px 14px; border-radius: 50px;
}
.stag--light { background: rgba(104,65,234,.18); color: var(--purple-mid); }
.stitle {
  font-size: clamp(1.6rem, 3.2vw, 2.4rem); font-weight: 900;
  color: var(--black); letter-spacing: -.5px; line-height: 1.15;
}
.stitle--light { color: var(--white); }
.ssub { color: var(--text-muted); font-size: .95rem; line-height: 1.5; margin-top: 10px; }
.ssub--light { color: rgba(255,255,255,.55); }
.section-head { margin-bottom: 8px; }

/* ============================================================
   SPLIT (3 COLUMNS — YANDEX STYLE)
   ============================================================ */
.split-section { padding: 96px 0; background: var(--white); }

.split-card {
  background: var(--gray-light);
  border-radius: var(--r-lg); padding: 36px 32px;
  border: 1.5px solid transparent;
  transition: border-color .25s, box-shadow .25s, transform .25s;
  height: 100%;
}
.split-card:hover {
  border-color: var(--purple); transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.split-card--accent { background: var(--purple); border-color: var(--purple); }
.split-card--accent:hover {
  background: var(--purple-dark); border-color: var(--purple-dark);
  box-shadow: 0 16px 48px rgba(104,65,234,.35);
}

.split-card-icon {
  width: 52px; height: 52px; border-radius: var(--r-sm);
  background: var(--purple-soft); color: var(--purple);
  display: flex; align-items: center; justify-content: center;
  font-size: 22px; margin-bottom: 20px;
}
.split-card-icon--white { background: rgba(255,255,255,.2); color: #fff; }

.split-card-title { font-size: 1.2rem; font-weight: 800; color: var(--black); margin-bottom: 18px; }
.split-card--accent .split-card-title { color: #fff; }

.split-card-list { list-style: none; padding: 0; margin: 0 0 24px; }
.split-card-list li {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: .9rem; color: var(--text-2); padding: 8px 0;
  border-bottom: 1px solid rgba(18,19,23,.06);
}
.split-card-list li:last-child { border-bottom: none; }
.split-card-list li i { color: var(--purple); margin-top: 3px; font-size: 11px; flex-shrink: 0; }
.split-card--accent .split-card-list li { color: rgba(255,255,255,.88); border-color: rgba(255,255,255,.12); }
.split-card--accent .split-card-list li i { color: rgba(255,255,255,.7); }

.split-card-cta {
  display: inline-flex; align-items: center; gap: 6px;
  font-family: var(--font-h); font-weight: 700; font-size: 13px;
  color: var(--purple); transition: gap .2s, color .2s;
}
.split-card-cta:hover { gap: 12px; color: var(--purple-dark); }
.split-card-cta--white { color: rgba(255,255,255,.95); }
.split-card-cta--white:hover { color: #fff; }

/* ============================================================
   HOW DARK (STEPS FLOW)
   ============================================================ */
.how-dark-section {
  background: var(--black); padding: 96px 0;
  position: relative; overflow: hidden;
}
.how-dark-section::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse 70% 60% at 50% 100%, rgba(104,65,234,.12) 0%, transparent 70%);
  pointer-events: none;
}

/* ============================================================
   USE-CASE CARDS
   ============================================================ */
.usecase-section { padding: 96px 0; background: var(--gray-light); }
.uc-card {
  background: var(--white); border-radius: var(--r-lg); padding: 28px 26px;
  border: 1.5px solid transparent; height: 100%;
  transition: border-color .22s, box-shadow .22s, transform .22s;
}
.uc-card:hover { border-color: var(--purple); transform: translateY(-3px); box-shadow: var(--shadow-md); }
.uc-card--accent { background: var(--purple); }
.uc-card--accent:hover { border-color: var(--purple-dark); box-shadow: 0 12px 36px rgba(104,65,234,.3); }

.uc-icon {
  width: 48px; height: 48px; border-radius: var(--r-sm);
  background: var(--purple-soft); color: var(--purple);
  display: flex; align-items: center; justify-content: center;
  font-size: 20px; margin-bottom: 16px;
}
.uc-icon--white { background: rgba(255,255,255,.2); color: #fff; }
.uc-title { font-size: 1rem; font-weight: 800; color: var(--black); margin-bottom: 8px; }
.uc-card--accent .uc-title { color: #fff; }
.uc-desc { font-size: .85rem; color: var(--text-muted); line-height: 1.6; margin: 0; }
.uc-card--accent .uc-desc { color: rgba(255,255,255,.75); }

/* ============================================================
   CASES (NEW)
   ============================================================ */
.cases-section { padding: 96px 0; background: var(--white); }

.case-card {
  background: var(--gray-light);
  border-radius: var(--r-lg); padding: 32px 28px;
  border: 1.5px solid transparent; height: 100%;
  display: flex; flex-direction: column;
  transition: border-color .25s, box-shadow .25s, transform .25s;
}
.case-card:hover { border-color: var(--purple); transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.case-card--accent {
  background: linear-gradient(135deg, var(--black) 0%, var(--black-2) 100%);
  border-color: rgba(104,65,234,.3);
}
.case-card--accent:hover {
  background: linear-gradient(135deg, var(--black-2) 0%, var(--black-3) 100%);
  box-shadow: 0 16px 48px rgba(0,0,0,.3);
}
.case-card--accent-purple {
  background: linear-gradient(135deg, var(--purple) 0%, var(--purple-dark) 100%);
  border-color: rgba(255,255,255,.15);
}
.case-card--accent-purple:hover {
  box-shadow: 0 16px 48px rgba(104,65,234,.4);
  transform: translateY(-4px);
}
.case-card--accent-purple .case-metric { border-bottom-color: rgba(255,255,255,.2); }
.case-card--accent-purple .case-metric-num { color: #fff; background: none; -webkit-text-fill-color: #fff; }
.case-card--accent-purple .case-metric-label { color: rgba(255,255,255,.7); }
.case-card--accent-purple .case-title { color: #fff; }
.case-card--accent-purple .case-desc { color: rgba(255,255,255,.8); }
.case-card--accent-purple .case-author strong { color: #fff; }
.case-card--accent-purple .case-author span { color: rgba(255,255,255,.6); }
.case-card--accent-purple .case-author-avatar { background: rgba(255,255,255,.2); color: #fff; border-color: rgba(255,255,255,.3); }

.case-metric {
  display: flex; flex-direction: column; align-items: flex-start;
  padding-bottom: 22px; margin-bottom: 22px;
  border-bottom: 1px solid rgba(18,19,23,.07);
}
.case-card--accent .case-metric { border-bottom-color: rgba(255,255,255,.1); }
.case-metric-num {
  font-family: var(--font-h); font-weight: 900;
  font-size: 2.8rem; line-height: 1; color: var(--purple);
  letter-spacing: -2px;
}
.case-card--accent .case-metric-num {
  background: linear-gradient(135deg, var(--purple-mid) 0%, var(--purple) 100%);
  -webkit-background-clip: text; background-clip: text;
  -webkit-text-fill-color: transparent;
}
.case-metric-label {
  font-size: .82rem; color: var(--text-muted); margin-top: 6px;
  text-transform: lowercase;
}
.case-card--accent .case-metric-label { color: rgba(255,255,255,.55); }

.case-title { font-size: 1.05rem; font-weight: 800; color: var(--black); margin-bottom: 10px; line-height: 1.3; }
.case-card--accent .case-title { color: #fff; }
.case-desc { font-size: .88rem; color: var(--text-muted); line-height: 1.6; margin-bottom: 22px; flex-grow: 1; }
.case-card--accent .case-desc { color: rgba(255,255,255,.7); }

.case-author { display: flex; align-items: center; gap: 12px; }
.case-author-avatar {
  width: 42px; height: 42px; border-radius: 50%;
  background: var(--purple); color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-h); font-weight: 800; font-size: 13px;
  flex-shrink: 0;
}
.case-author-avatar--white { background: #fff; color: var(--purple); }
.case-author strong {
  display: block; font-family: var(--font-h); font-weight: 700;
  font-size: .88rem; color: var(--black);
}
.case-card--accent .case-author strong { color: #fff; }
.case-author span { font-size: .76rem; color: var(--text-muted); }
.case-card--accent .case-author span { color: rgba(255,255,255,.5); }

/* ============================================================
   CALCULATOR
   ============================================================ */
.calc-section { padding: 96px 0; background: var(--gray-light); }
.calc-wrap {
  background: linear-gradient(135deg, #EDE8FC 0%, #F4F0FE 60%, #E8E0FA 100%);
  border-radius: var(--r-xl); padding: 56px 52px;
  border: 1.5px solid rgba(104,65,234,.15);
  position: relative; overflow: hidden;
}
.calc-bg-decor {
  position: absolute; width: 480px; height: 480px; border-radius: 50%;
  background: radial-gradient(circle, rgba(104,65,234,.1) 0%, transparent 70%);
  top: -120px; right: -120px; pointer-events: none;
}

.calc-header { display: flex; align-items: flex-start; gap: 16px; }
.calc-icon-wrap {
  width: 52px; height: 52px; border-radius: var(--r-sm);
  background: var(--purple); color: #fff; font-size: 22px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; box-shadow: 0 6px 20px rgba(104,65,234,.3);
}
.calc-title { font-size: 1.55rem; font-weight: 900; color: var(--black); letter-spacing: -.5px; line-height: 1.2; margin: 0; }
.calc-sub { color: var(--text-muted); font-size: .88rem; margin-top: 4px; }

.cf-group { margin-bottom: 18px; }
.cf-label {
  display: block; font-family: var(--font-h); font-weight: 700;
  font-size: 11px; color: var(--text-muted); text-transform: uppercase;
  letter-spacing: 1px; margin-bottom: 8px;
}
.cf-select {
  width: 100%; background: var(--white); border: 1.5px solid rgba(104,65,234,.2);
  border-radius: var(--r-sm); padding: 12px 40px 12px 14px;
  font-family: var(--font-b); font-size: 14px; color: var(--text);
  outline: none; appearance: none; cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%236841EA' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 12px center; background-size: 16px;
  transition: border-color .2s, box-shadow .2s;
}
.cf-select:focus { border-color: var(--purple); box-shadow: 0 0 0 3px rgba(104,65,234,.1); }

.cf-terms { display: flex; flex-wrap: wrap; gap: 8px; }
.cf-term {
  background: var(--white); border: 1.5px solid rgba(104,65,234,.2);
  border-radius: var(--r-sm); padding: 8px 14px;
  font-family: var(--font-h); font-weight: 600; font-size: 13px; color: var(--text-2);
  cursor: pointer; transition: all .18s;
}
.cf-term:hover { border-color: var(--purple); color: var(--purple); }
.cf-term.active { background: var(--purple); border-color: var(--purple); color: #fff; }

.cf-amount-wrap { position: relative; }
.cf-input {
  width: 100%; background: var(--white); border: 1.5px solid rgba(104,65,234,.2);
  border-radius: var(--r-sm); padding: 12px 48px 12px 14px;
  font-family: var(--font-b); font-size: 14px; color: var(--text);
  outline: none; transition: border-color .2s, box-shadow .2s;
}
.cf-input:focus { border-color: var(--purple); box-shadow: 0 0 0 3px rgba(104,65,234,.1); }
.cf-currency {
  position: absolute; right: 14px; top: 50%; transform: translateY(-50%);
  font-family: var(--font-h); font-weight: 700; font-size: 15px; color: var(--gray);
}

.btn-calc {
  width: 100%; background: var(--purple); color: #fff; border: none;
  border-radius: var(--r-md); padding: 14px; margin-top: 4px;
  font-family: var(--font-h); font-weight: 700; font-size: 15px;
  cursor: pointer; transition: background .2s, transform .15s, box-shadow .2s;
}
.btn-calc:hover { background: var(--purple-dark); transform: translateY(-1px); box-shadow: 0 8px 24px rgba(104,65,234,.3); }

.calc-result {
  background: var(--white); border-radius: var(--r-lg); padding: 36px;
  box-shadow: 0 12px 48px rgba(104,65,234,.12); min-height: 300px;
  display: flex; flex-direction: column; justify-content: center;
}
.cr-placeholder { text-align: center; color: var(--gray); }
.cr-placeholder-icon { font-size: 3.5rem; color: var(--purple-soft); display: block; margin-bottom: 12px; }
.cr-label { font-family: var(--font-h); font-size: .7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 1.2px; color: var(--text-muted); }
.cr-amount { font-family: var(--font-h); font-size: 3rem; font-weight: 900; color: var(--purple); line-height: 1.1; margin: 6px 0 4px; }
.cr-meta { font-size: .82rem; color: var(--text-muted); }
.cr-rows { margin: 18px 0; border-top: 1px solid rgba(18,19,23,.07); padding-top: 14px; }
.cr-row { display: flex; justify-content: space-between; align-items: center; padding: 6px 0; font-size: .88rem; }
.cr-disclaimer { font-size: .72rem; color: var(--gray); line-height: 1.4; margin-top: 14px; }
.btn-calc-cta {
  display: block; width: 100%; background: var(--purple); color: #fff; border: none;
  border-radius: var(--r-md); padding: 13px; margin-top: 12px;
  font-family: var(--font-h); font-weight: 700; font-size: 14px;
  text-align: center; cursor: pointer; transition: background .2s;
}
.btn-calc-cta:hover { background: var(--purple-dark); color: #fff; }
.text-success { color: #22c55e !important; }

/* ============================================================
   FAQ (NEW)
   ============================================================ */
.faq-section { padding: 96px 0; background: var(--white); }

.faq-cta {
  display: inline-flex; align-items: center; gap: 6px;
  font-family: var(--font-h); font-weight: 700; font-size: 14px;
  color: var(--purple); transition: color .2s, gap .25s;
}
.faq-cta:hover { color: var(--purple-dark); gap: 12px; }
.faq-cta i { transition: transform .25s; }
.faq-cta:hover i { transform: translateX(4px); }

.faq-list { display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  background: var(--gray-light);
  border-radius: var(--r-md);
  border: 1.5px solid transparent;
  transition: border-color .2s, background .2s;
  overflow: hidden;
}
.faq-item[open] { border-color: var(--purple); background: var(--purple-soft); }
.faq-item:not([open]):hover { border-color: rgba(104,65,234,.25); }
.faq-q {
  display: flex; justify-content: space-between; align-items: center;
  gap: 16px; padding: 20px 24px;
  font-family: var(--font-h); font-weight: 700; font-size: .98rem; color: var(--black);
  cursor: pointer; list-style: none;
  transition: color .2s, background .2s;
}
.faq-q::-webkit-details-marker { display: none; }
.faq-q:hover { color: var(--purple); background: rgba(104,65,234,.04); border-radius: var(--r-md); }
.faq-a { animation: faqOpen .22s ease; }
@keyframes faqOpen {
  from { opacity: 0; transform: translateY(-6px); }
  to   { opacity: 1; transform: translateY(0); }
}
.faq-icon {
  width: 32px; height: 32px; flex-shrink: 0;
  background: var(--white); color: var(--purple);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; transition: transform .25s, background .2s;
}
.faq-item[open] .faq-icon { transform: rotate(45deg); background: var(--purple); color: #fff; }
.faq-a { padding: 0 24px 22px; }
.faq-a p { font-size: .92rem; color: var(--text-2); line-height: 1.65; margin: 0; }

/* ============================================================
   CONTACT
   ============================================================ */
.contact-section { padding: 96px 0; background: var(--gray-light); }
.contact-visual { position: relative; max-width: 460px; }
.contact-img-frame {
  border-radius: var(--r-xl); overflow: hidden;
  background: var(--purple-soft);
  aspect-ratio: 1/1;
}
.contact-img {
  width: 100%; height: 100%; object-fit: cover; object-position: center;
}
.contact-phone-card {
  position: absolute; bottom: 22px; left: 22px;
  background: rgba(255,255,255,.97); backdrop-filter: blur(8px);
  border-radius: var(--r-md); padding: 14px 22px;
  box-shadow: 0 8px 32px rgba(18,19,23,.16);
}
.contact-phone-card span {
  display: block; font-size: 10px; font-weight: 700;
  text-transform: uppercase; letter-spacing: .8px; color: var(--text-muted); margin-bottom: 3px;
}
.contact-phone-card a { font-family: var(--font-h); font-size: 1rem; font-weight: 800; color: var(--purple); }

.cf-input-contact {
  width: 100%; background: var(--white); border: 1.5px solid transparent;
  border-radius: var(--r-sm); padding: 13px 15px;
  font-family: var(--font-b); font-size: 14px; color: var(--text);
  outline: none; transition: border-color .2s, box-shadow .2s;
}
.cf-input-contact::placeholder { color: var(--gray); }
.cf-input-contact:focus { border-color: var(--purple); box-shadow: 0 0 0 3px rgba(104,65,234,.1); }
.cf-input-contact:hover:not(:focus) { border-color: rgba(104,65,234,.3); background: var(--gray-light); }
.cf-textarea { resize: vertical; min-height: 96px; }

.cf-check { display: flex; align-items: flex-start; gap: 10px; cursor: pointer; }
.cf-check input[type="checkbox"] { width: 17px; height: 17px; flex-shrink: 0; accent-color: var(--purple); margin-top: 2px; }
.cf-check span { font-size: .82rem; color: var(--text-muted); line-height: 1.45; }
.cf-check a { color: var(--purple); font-weight: 600; }

.btn-contact-submit {
  background: var(--purple); color: #fff; border: none;
  border-radius: var(--r-md); padding: 14px 32px;
  font-family: var(--font-h); font-weight: 700; font-size: 15px;
  cursor: pointer; transition: background .2s, transform .15s, box-shadow .2s;
  display: inline-flex; align-items: center;
}
.btn-contact-submit:hover { background: var(--purple-dark); transform: translateY(-1px); box-shadow: 0 8px 24px rgba(104,65,234,.3); }

/* ============================================================
   BANKS
   ============================================================ */
.banks-section { padding: 80px 0; background: var(--white); }
.banks-slider { overflow: hidden; }
@keyframes banksScroll {
  0%   { transform: translateX(0); }
  100% { transform: translateX(calc(-184px * 9)); }
}
.banks-track {
  display: flex; gap: 14px;
  width: max-content;
  animation: banksScroll 28s linear infinite;
}
.banks-slider:hover .banks-track { animation-play-state: paused; }
.bank-card {
  flex: 0 0 170px; width: 170px;
  background: var(--gray-light); border-radius: var(--r-md);
  padding: 18px 16px; min-height: 88px;
  display: flex; align-items: center; justify-content: center;
  border: 1.5px solid transparent;
  transition: border-color .2s, transform .2s, box-shadow .2s, background .2s;
}
.bank-card:hover {
  border-color: var(--purple); background: var(--white);
  transform: translateY(-2px); box-shadow: 0 6px 20px rgba(104,65,234,.1);
}
.bank-logo {
  max-width: 100%; max-height: 44px;
  width: auto; height: auto;
  object-fit: contain;
  filter: grayscale(.25);
  opacity: .85;
  transition: filter .25s, opacity .25s, transform .25s;
}
.bank-card:hover .bank-logo {
  filter: grayscale(0);
  opacity: 1;
  transform: scale(1.04);
}
.bank-name { font-family: var(--font-h); font-weight: 700; font-size: 12px; color: var(--text); text-align: center; }

/* ============================================================
   CTA BAND
   ============================================================ */
.cta-band {
  background: var(--black); padding: 48px 0;
  position: relative; overflow: hidden;
}
.cta-band::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse 80% 100% at 100% 50%, rgba(104,65,234,.25) 0%, transparent 60%);
  pointer-events: none;
}
.cta-band-inner {
  position: relative;
  display: flex; align-items: center; justify-content: space-between;
  gap: 24px; flex-wrap: wrap;
}
.cta-band-title {
  font-size: clamp(1.3rem, 2.5vw, 1.8rem); font-weight: 800;
  color: var(--white); line-height: 1.25; margin: 0;
}
.cta-band-sub { color: rgba(255,255,255,.55); font-size: .92rem; margin-top: 6px; }

.btn-cta-band {
  display: inline-flex; align-items: center;
  background: var(--purple); color: #fff;
  font-family: var(--font-h); font-weight: 700; font-size: 15px;
  border: none; border-radius: var(--r-md); padding: 16px 32px;
  transition: background .2s, transform .15s, box-shadow .2s;
  white-space: nowrap;
}
.btn-cta-band:hover { background: var(--purple-dark); transform: translateY(-2px); box-shadow: 0 12px 32px rgba(104,65,234,.4); color: #fff; }

/* ============================================================
   FOOTER
   ============================================================ */
.footer { background: var(--black-2); color: var(--white); padding: 48px 0 32px; border-top: 1px solid rgba(255,255,255,.06); }
.footer-desc { color: var(--gray); font-size: .85rem; line-height: 1.65; }
.footer-head { font-family: var(--font-h); font-weight: 800; font-size: 11px; letter-spacing: 1.2px; text-transform: uppercase; color: var(--gray); margin-bottom: 14px; }
.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li { margin-bottom: 6px; }
.footer-links a { color: rgba(255,255,255,.65); font-size: .85rem; transition: color .18s; }
.footer-links a:hover { color: var(--purple-mid); }
.footer-phone { display: block; font-family: var(--font-h); font-size: 1rem; font-weight: 800; color: var(--purple-mid); transition: color .18s; }
.footer-phone:hover { color: #fff; }
.footer-social {
  width: 42px; height: 42px; background: rgba(255,255,255,.07);
  border-radius: var(--r-sm); display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.7); font-size: 18px; transition: background .2s, color .2s;
}
.footer-social:hover { background: var(--purple); color: #fff; }
.footer-hr { border-color: rgba(255,255,255,.07); }
.footer-copy { color: var(--gray); font-size: .8rem; }
.footer-policy { color: rgba(255,255,255,.4); font-size: .78rem; transition: color .18s; }
.footer-policy:hover { color: rgba(255,255,255,.8); }

/* ============================================================
   FORM SUCCESS
   ============================================================ */
.form-success { text-align: center; padding: 36px 20px; }
.form-success-icon {
  width: 64px; height: 64px; border-radius: 50%;
  background: rgba(34,197,94,.12); color: #22c55e;
  display: flex; align-items: center; justify-content: center;
  font-size: 28px; margin: 0 auto 16px;
}

/* ============================================================
   FADE IN
   ============================================================ */
.fade-up { opacity: 0; transform: translateY(28px); transition: opacity .6s ease, transform .6s ease; }
.fade-up.visible { opacity: 1; transform: translateY(0); }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 991px) {
  .hb { display: none; }
  .hero-img-wrap { aspect-ratio: 4/3.6; }
  .hero-scroll { display: none; }
  .stats-section { padding: 40px 0; }
  .stat-item { padding: 10px 24px; }
  .calc-wrap { padding: 36px 28px; }
  /* bank-card fixed-width — no override needed */
  .cta-band-inner { flex-direction: column; align-items: flex-start; }
}

@media (max-width: 767px) {
  .hero-section { padding: 70px 0 50px; min-height: auto; }
  .hero-row { min-height: auto; gap: 40px; }
  .hero-title { font-size: 2.2rem; }
  .hero-btns { flex-direction: column; }
  .btn-hero-primary, .btn-hero-ghost { width: 100%; justify-content: center; }
  .hero-trust { gap: 10px; }
  .stat-divider { display: none; }
  .stats-grid { gap: 4px; }
  .stat-item { padding: 10px 16px; flex: 0 0 45%; }
  .split-section, .how-dark-section, .usecase-section, .cases-section, .calc-section, .faq-section, .contact-section { padding: 64px 0; }
  .calc-wrap { padding: 28px 20px; }
  /* bank-card fixed-width — no override needed */
  .case-metric-num { font-size: 2.4rem; }
  .faq-q { padding: 16px 20px; font-size: .92rem; }
  .faq-a { padding: 0 20px 18px; }
  .cta-band { padding: 48px 0; }
  .btn-cta-band { width: 100%; justify-content: center; }
}

@media (max-width: 575px) {
  .bank-card { flex: 0 0 calc(50% - 7px); }
  .stat-item { flex: 0 0 100%; }
}

/* ============================================================
   MANIFESTO
   ============================================================ */
.manifesto-section {
  background: var(--black);
  padding: 56px 0 60px;
  border-top: 1px solid rgba(255,255,255,.06);
  border-bottom: 1px solid rgba(255,255,255,.06);
}
.manifesto-text {
  font-family: var(--font-h);
  font-size: clamp(1.15rem, 2.4vw, 1.65rem);
  font-weight: 700;
  line-height: 1.4;
  color: rgba(255,255,255,.88);
  text-align: center;
  margin: 0;
  letter-spacing: -0.2px;
}
.manifesto-brand {
  color: var(--purple-mid);
}

/* ============================================================
   PAIN SECTION
   ============================================================ */
.pain-section {
  background: var(--black-2);
  padding: 96px 0;
  position: relative;
  overflow: hidden;
}
.pain-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 70% 50% at 50% 0%, rgba(239,68,68,.06) 0%, transparent 60%);
  pointer-events: none;
}

.pain-card {
  background: rgba(255,255,255,.03);
  border: 1.5px solid rgba(255,255,255,.07);
  border-radius: var(--r-lg);
  padding: 24px 20px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  height: 100%;
  transition: border-color .22s, background .22s;
}
.pain-card:hover {
  background: rgba(255,255,255,.06);
  border-color: rgba(239,68,68,.3);
}
.pain-card--solution {
  background: rgba(104,65,234,.07);
  border-color: rgba(104,65,234,.2);
}
.pain-card--solution:hover {
  background: rgba(104,65,234,.13);
  border-color: rgba(104,65,234,.45);
}

.pain-icon-wrap {
  width: 42px; height: 42px;
  border-radius: var(--r-sm);
  background: rgba(239,68,68,.1);
  color: #f87171;
  display: flex; align-items: center; justify-content: center;
  font-size: 16px;
  flex-shrink: 0;
}
.pain-icon-wrap--purple {
  background: rgba(104,65,234,.15);
  color: var(--purple-mid);
}

.pain-card-title {
  font-family: var(--font-h);
  font-weight: 700;
  font-size: .88rem;
  color: rgba(255,255,255,.92);
  margin: 0 0 6px;
  line-height: 1.3;
}
.pain-card-title--purple { color: var(--purple-mid); }

.pain-text {
  font-size: .82rem;
  color: rgba(255,255,255,.48);
  line-height: 1.55;
  margin: 0;
}
.pain-text--bright { color: rgba(255,255,255,.72); }

.btn-pain-cta {
  display: inline-flex; align-items: center; gap: 10px;
  background: transparent;
  border: 1.5px solid rgba(255,255,255,.14);
  border-radius: var(--r-md);
  color: rgba(255,255,255,.78);
  font-family: var(--font-h); font-weight: 700; font-size: 14px;
  padding: 13px 28px;
  transition: all .2s;
}
.btn-pain-cta:hover {
  border-color: var(--purple);
  background: rgba(104,65,234,.14);
  color: #fff;
}

/* ============================================================
   BNPL BADGE
   ============================================================ */
.bnpl-badge {
  display: inline-flex; align-items: center; gap: 5px;
  background: var(--purple-soft);
  color: var(--purple);
  border: 1px solid rgba(104,65,234,.25);
  border-radius: 6px;
  padding: 2px 9px 2px 8px;
  font-family: var(--font-h); font-weight: 700; font-size: .83rem;
  cursor: help;
  vertical-align: middle;
  line-height: 1.5;
  transition: background .18s;
}
.bnpl-badge:hover { background: rgba(104,65,234,.14); }
.bnpl-badge .fa-circle-info { font-size: .72rem; opacity: .6; }

/* ============================================================
   LOSS CALCULATOR
   ============================================================ */
.loss-inputs { display: flex; flex-direction: column; gap: 4px; }

.loss-slider-row {
  display: flex; align-items: center; gap: 14px;
  margin-bottom: 4px;
}
.loss-slider {
  flex: 1;
  -webkit-appearance: none; appearance: none;
  height: 5px; border-radius: 3px;
  background: rgba(104,65,234,.18);
  outline: none; cursor: pointer;
}
.loss-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px; height: 20px; border-radius: 50%;
  background: var(--purple);
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(104,65,234,.45);
  transition: transform .15s, box-shadow .15s;
}
.loss-slider::-webkit-slider-thumb:hover {
  transform: scale(1.2);
  box-shadow: 0 4px 14px rgba(104,65,234,.55);
}
.loss-slider::-moz-range-thumb {
  width: 20px; height: 20px; border-radius: 50%;
  background: var(--purple); border: none;
  cursor: pointer; box-shadow: 0 2px 8px rgba(104,65,234,.45);
}

.loss-slider-val {
  font-family: var(--font-h); font-weight: 800; font-size: 1rem;
  color: var(--purple); min-width: 68px; text-align: right;
  white-space: nowrap;
}
.loss-slider-range {
  display: flex; justify-content: space-between;
  font-size: .68rem; color: var(--text-muted);
  padding: 0 2px; margin-top: 2px;
}
.loss-hint {
  font-family: var(--font-b); font-weight: 400;
  font-size: .78rem; color: var(--text-muted);
  margin-left: 6px;
}
.loss-disclaimer {
  font-size: .74rem; color: var(--text-muted);
  line-height: 1.45; margin-top: 12px;
}

/* Result card */
.loss-result {
  background: var(--white);
  border-radius: var(--r-xl);
  overflow: hidden;
  box-shadow: 0 16px 56px rgba(18,19,23,.11);
  border: 1.5px solid rgba(239,68,68,.1);
}
.loss-result-header {
  background: rgba(239,68,68,.06);
  border-bottom: 1px solid rgba(239,68,68,.1);
  padding: 14px 28px;
  display: flex; align-items: center; gap: 10px;
  font-family: var(--font-h); font-weight: 700; font-size: .75rem;
  color: #dc2626;
  text-transform: uppercase; letter-spacing: .8px;
}

.loss-nums {
  display: flex; align-items: stretch;
  padding: 24px 28px 20px;
}
.loss-num-item { flex: 1; }
.loss-num-item--main { flex: 1.5; padding-left: 24px; }
.loss-num-divider {
  width: 1px;
  background: rgba(18,19,23,.07);
  margin: 4px 0;
  flex-shrink: 0;
}
.loss-num-label {
  display: block;
  font-family: var(--font-h); font-size: .67rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 1px;
  color: var(--text-muted); margin-bottom: 8px;
}
.loss-num {
  font-family: var(--font-h); font-weight: 900;
  font-size: 1.85rem; color: #dc2626;
  display: block; line-height: 1; letter-spacing: -1px;
}
.loss-num--big { font-size: 2.5rem; letter-spacing: -2px; }

.loss-gain-block {
  background: linear-gradient(135deg, var(--purple-soft) 0%, #ede8fc 100%);
  margin: 0 16px 16px;
  border-radius: var(--r-lg);
  padding: 20px 24px;
  text-align: center;
}
.loss-gain-label {
  font-family: var(--font-h); font-size: .68rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .8px;
  color: var(--text-muted); margin-bottom: 8px;
}
.loss-gain-num {
  font-family: var(--font-h); font-weight: 900; font-size: 2.2rem;
  background: linear-gradient(135deg, var(--purple) 0%, var(--purple-mid) 100%);
  -webkit-background-clip: text; background-clip: text;
  -webkit-text-fill-color: transparent;
  line-height: 1.1; letter-spacing: -1.5px;
}
.loss-gain-sub { font-size: .76rem; color: var(--text-muted); margin-top: 4px; }

.btn-loss-cta {
  display: flex; align-items: center; justify-content: center;
  background: var(--purple); color: #fff; border: none;
  font-family: var(--font-h); font-weight: 700; font-size: 15px;
  margin: 0 16px 16px;
  padding: 14px;
  border-radius: var(--r-md);
  transition: background .2s, transform .15s, box-shadow .2s;
}
.btn-loss-cta:hover {
  background: var(--purple-dark); color: #fff;
  transform: translateY(-1px);
  box-shadow: 0 8px 24px rgba(104,65,234,.32);
}

/* Responsive — loss calc */
@media (max-width: 991px) {
  .pain-section { padding: 64px 0; }
  .loss-num--big { font-size: 2rem; }
  .loss-gain-num { font-size: 1.8rem; }
}
@media (max-width: 767px) {
  .loss-nums { flex-direction: column; gap: 16px; padding: 20px 20px 16px; }
  .loss-num-item--main { padding-left: 0; flex: 1; }
  .loss-num-divider { width: 100%; height: 1px; margin: 0; }
  .loss-num { font-size: 1.6rem; }
  .loss-num--big { font-size: 1.6rem; letter-spacing: -1px; }
  .loss-gain-num { font-size: 1.65rem; }
  .loss-result-header { padding: 12px 20px; }
  .loss-gain-block { margin: 0 12px 12px; padding: 16px 18px; }
  .btn-loss-cta { margin: 0 12px 12px; }
}

/* ============================================================
   STEPS GRID (LARGE CARDS)
   ============================================================ */
.steps-grid {
  display: flex;
  align-items: stretch;
  gap: 0;
  position: relative;
}
.step-card-big {
  flex: 1;
  background: rgba(255,255,255,.04);
  border: 1.5px solid rgba(255,255,255,.08);
  border-radius: 20px;
  padding: 28px 16px 24px;
  text-align: center;
  transition: background .25s, border-color .25s, transform .22s;
  position: relative;
  overflow: hidden;
  min-width: 0;
}
.step-card-big::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(104,65,234,.07) 0%, transparent 60%);
  pointer-events: none;
}
.step-card-big:hover {
  background: rgba(255,255,255,.07);
  border-color: rgba(104,65,234,.45);
  transform: translateY(-4px);
}
.step-card-big-num {
  font-family: var(--font-h);
  font-weight: 900;
  font-size: 2.8rem;
  color: rgba(255,255,255,.1);
  line-height: 1;
  display: block;
  margin-bottom: 10px;
  letter-spacing: -2px;
}
.step-card-big-icon {
  width: 72px; height: 72px;
  border-radius: 50%;
  background: rgba(255,255,255,.08);
  border: 1.5px solid rgba(255,255,255,.18);
  color: rgba(255,255,255,.88);
  font-size: 26px;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 16px;
  transition: background .25s, color .25s, border-color .25s;
}
.step-card-big:hover .step-card-big-icon {
  background: var(--purple);
  color: #fff;
  border-color: var(--purple);
}
.step-card-big-title {
  font-size: 1rem;
  font-weight: 800;
  color: rgba(255,255,255,.92);
  margin-bottom: 8px;
  line-height: 1.25;
}
.step-card-big-desc {
  font-size: .82rem;
  color: rgba(255,255,255,.52);
  line-height: 1.55;
  margin: 0;
}
.step-arrow-big {
  flex-shrink: 0;
  align-self: center;
  color: rgba(255,255,255,.18);
  font-size: 14px;
  padding: 0 6px;
  margin-top: -10px;
}
@media (max-width: 991px) {
  .steps-grid { flex-wrap: wrap; gap: 12px; }
  .step-card-big { flex: 0 0 calc(50% - 6px); }
  .step-arrow-big { display: none; }
  .step-card-big-num { font-size: 2.2rem; }
}
@media (max-width: 575px) {
  .step-card-big { flex: 0 0 100%; }
}

/* ============================================================
   152-ФЗ SECTION
   ============================================================ */
.fz-section {
  background: var(--black);
  padding: 0 0 48px;
}
.fz-card {
  background: rgba(104,65,234,.08);
  border: 1.5px solid rgba(104,65,234,.25);
  border-radius: var(--r-xl);
  padding: 32px 40px;
  display: flex;
  align-items: center;
  gap: 28px;
  flex-wrap: wrap;
}
.fz-icon-wrap {
  width: 60px; height: 60px; flex-shrink: 0;
  border-radius: 50%;
  background: rgba(104,65,234,.2);
  color: var(--purple-mid);
  display: flex; align-items: center; justify-content: center;
  font-size: 26px;
}
.fz-body { flex: 1; min-width: 200px; }
.fz-title {
  font-family: var(--font-h);
  font-weight: 800;
  font-size: 1.1rem;
  color: #fff;
  margin-bottom: 8px;
}
.fz-text {
  font-size: .88rem;
  color: rgba(255,255,255,.6);
  line-height: 1.65;
  margin: 0;
}
.fz-chips {
  display: flex;
  flex-direction: column;
  gap: 8px;
  flex-shrink: 0;
}
.fz-chip {
  display: flex; align-items: center;
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 50px;
  padding: 6px 14px;
  font-family: var(--font-h);
  font-weight: 600;
  font-size: .75rem;
  color: rgba(255,255,255,.7);
  white-space: nowrap;
}
@media (max-width: 767px) {
  .fz-card { flex-direction: column; align-items: flex-start; padding: 24px 22px; }
  .fz-chips { flex-direction: row; flex-wrap: wrap; }
}